September 2024 Housing Report

Highlights from September’s housing report:

  • East Tennessee home sales decreased 7.8% from the previous month, and decreased 1.0% from a year ago.
  • The median sale price was $371,250 — up 9.19% from the previous year.
  • Total housing inventory increased from the previous year – up 38.3% from a year ago.
  • Half of the homes sold were under contract in 20 days or less, up from 11 days a year ago.
  • 40.55% of homes sold for the asking price or above, with 18.77% selling for more than the asking price. 8.04% sold for at least $10,000 over asking and 2.88% sold for at least $25,000 over asking price.
  • The sale-to-list price ratio decreased from last month to 97.5% – down from 97.9% a year ago.
  • New construction represented 12.36% of total home sales.

What’s the Outlook?

After beginning to recover in July and August, home sales throughout the East Tennessee region decreased again in September. Mortgage rates remained below 7% for the entirety of September, for the fourth month in a row. However, rates did gradually rise from the recent low of 6.08%. The inventory was 38.3% higher than this time last year and is increasing month over month, however new listings decreased in September. There was a 3.2% increase in active listings from August to September, slightly lower than the June to July increase. The median sale price increased month over month breaking the trend of decreasing median sale price the past two months.

Knox County saw home sales increase 3.0% from the previous year and decrease 9.0% over the previous month. The data shows a 43.5% increase in inventory over this time last year and a 1.9% increase month over month.
We are seeing housing inventory continuing to increase in October by 3% month over month. Most counties in the East Tennessee REALTORS® footprint saw an increase in listings with Campbell, Monroe, and Morgan counties experiencing the largest monthly increase in inventory. Union experienced the largest decrease in their monthly inventory in October. However Cumberland, Fentress, Roane, and Scott also saw decreases in inventory.

Source: East Tennessee REALTORS®